Monday, September 9, 2013

Tire Pressure Monitoring Systems for My car....

         There is nothing scarier to me than driving on the freeway next to a big 16 wheeler rig.  It could even be a 14 wheeler and I still would be nervous. I would always ask my husband to speed up and pass the truck.  I didn't want him to slow down as that could possibly put us in harm’s way.   My husband laughed at me and thought that I was paranoid until I explained that my fear came from seeing all the tire pieces that lined the shoulder of the freeways.   Those pieces just didn't appear out of nowhere.  The pieces of tire had to have gotten there by the tires exploding while driving on the freeway.  The tires ranged anywhere from small tires to great big tires.  How would you like to be driving along with the family and hear a big “kaboom” and then experience something slamming into our vehicle I asked my husband.  It took a few minutes for that scenario to register in his mind.  “Oh that could be a bad thing” he said.   Ya think!    Just knowing that this could happen at any time always made me nervous when driving next to a “Big Rig”.  
                I have seen tires blow out of normal vehicles also.  This is just as frightening if the debris from the blow tire comes flying towards our car.  Not only were there signs along the shoulder of the freeway but many times there were the pieces of tires still lying on the lanes of the freeway.  For those times I was really grateful that we had left a little later and missed being beside a vehicle when the tire blew.  It was then I asked my husband “what were the chances that we could be just a car that would experience a “blown “tire?  We are driving an older car and I guess we don’t have all the new things they are putting on for safety now and my husband proceeded to tell me how we were still able to get some great safety equipment put on our vehicle. 
                One of the major things he put on was a tire pressure monitoring systems on the cars so we could tell exactly what the tire pressures were.   Too low a tire pressure can cause the tires to be unsafe to travel on.  They are sometimes the thing that will cause a tire to blow.   So with him explaining that I am feeling better about the road trips we take and with the knowledge that we may never be the cause of an accident or debris on the side of the road.  Also if a cars tires are not inflated to the vehicles manufacture’s specification it can cause the engine to work harder causing unnecessary consumption of fuel.  We all know how much fuel costs and keeping that down is a great advantage.

Tires are such an important part of our cars.  Driving on good tires not only means safety for us but for others on the road. Under inflated tires are road hazards.  I you drive an older vehicle and what to know exactly what pressure on each tire is then you should definitely check this system out at http://www.tirepressuremonitor.com/

Tuesday, September 3, 2013

Phoenix Retirement Planning Advisors Advice to ME...


          When I was a little girl I never had to worry about where the money came from that was used in buying me new shoes or dresses or even an ice cream cone.  As I got older and had always loved children it was easy for me to transition to babysitting other people’s children to earn money for ice cream cones.  When the amount of money earned from babysitting was not enough to buy the brand of clothing I wanted it became imperative to get a “real job”.  Oh having lot of money was so fun.   I was truly in heaven.  All the money I wanted without having to ask for it.  Then it was on to college, a degree and into the real world… of working for the rest of my life.   Now with so many years of hard diligent work behind me I can look back and give some good advice to those just starting out.  
                It doesn't take very long for the years to just sneak past you.  Many of us think that we have all the time in the world.  At least that is what I thought, and then all of a sudden it is time to think about retiring.  After all my kids were in school I decided to go back to work.  I wanted a job that was flexible enough to allow me to get off for the times when my children had programs, sport meets or whatever they had going.  The job I got was perfect for this.  It had all the flexibility I wanted.  Not once did I ever think about other aspects of having a job.   Then that business pulled out and it was time to look for another job as I had gotten used to having my own money to spend.  The next job offered insurance and a 401 plan.  Wow, I hadn't even thought about something like that.  Money in the bank to spare, what a novel idea that was.   All of a sudden the years to retirement were edged ever closer.   As my co-workers were beginning to retire and talk about all the things they would be doing in their “Golden Years” it made me stop and wonder just how my ‘Golden Years’ would be played out.   As I now realized I hadn't been saving for retirement very long and didn't really have much money saved in the bank.  I started asking around about how to make my “nest egg” grow faster.    A good friend told me about Phoenix Retirement Planning Advisors.  Immediately I got in touch with them for some investment strategy. 

                I didn't know even where to start but with the help of these advisors they customized a plan for me with some expert financial advice as to how I am going to be able to enjoy my retirement years.  One piece of “advice” I would give to anyone entering the work force now is to start saving from that first paycheck.  I know you may think you know it all but believe me time goes way too fast.  It is never too early to being planning for your retirement.  If you don’t know where to start you should check out the advisors at http://www.swretire.com/personal-finance