When I was a little girl I never had to worry about where
the money came from that was used in buying me new shoes or dresses or even an
ice cream cone. As I got older and had
always loved children it was easy for me to transition to babysitting other
people’s children to earn money for ice cream cones. When the amount of money earned from
babysitting was not enough to buy the brand of clothing I wanted it became imperative
to get a “real job”. Oh having lot of
money was so fun. I was truly in
heaven. All the money I wanted without
having to ask for it. Then it was on to
college, a degree and into the real world… of working for the rest of my
life. Now with so many years of hard
diligent work behind me I can look back and give some good advice to those just
starting out.
It doesn't
take very long for the years to just sneak past you. Many of us think that we have all the time in
the world. At least that is what I thought,
and then all of a sudden it is time to think about retiring. After all my kids were in school I decided to
go back to work. I wanted a job that was
flexible enough to allow me to get off for the times when my children had
programs, sport meets or whatever they had going. The job I got was perfect for this. It had all the flexibility I wanted. Not once did I ever think about other aspects
of having a job. Then that business
pulled out and it was time to look for another job as I had gotten used to having
my own money to spend. The next job
offered insurance and a 401 plan. Wow, I
hadn't even thought about something like that.
Money in the bank to spare, what a novel idea that was. All of a sudden the years to retirement were
edged ever closer. As my co-workers were beginning to retire and
talk about all the things they would be doing in their “Golden Years” it made
me stop and wonder just how my ‘Golden Years’ would be played out. As I now realized I hadn't been saving for
retirement very long and didn't really have much money saved in the bank. I started asking around about how to make my “nest
egg” grow faster. A good friend told
me about Phoenix Retirement Planning Advisors.
Immediately I got in touch with them for some investment strategy.
I didn't
know even where to start but with the help of these advisors they customized a
plan for me with some expert financial advice as to how I am going to be able
to enjoy my retirement years. One piece
of “advice” I would give to anyone entering the work force now is to start
saving from that first paycheck. I know
you may think you know it all but believe me time goes way too fast. It is never too early to being planning for
your retirement. If you don’t know where
to start you should check out the advisors at http://www.swretire.com/personal-finance
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